jeudi 17 novembre 2016

How To Apply For A Georgia Insurance License

By Marie Thompson


Once you join the job market, you might discover that you are a people person, and therefore, suited for a career in sales and marketing. One avenue you can choose to pursue is working as an insurance broker or agent. In case you start selling premiums and getting commissions for them, then you will need to get a Georgia insurance license, to ensure you do not get in trouble with the law.

When applying for this document, there are some procedures you will need to follow. Before you even consider filling in any application forms, you need to take pre-licensing classes. Various certified institutions offer these, and can even be made online. The number of hours required will depend on the type of insurance cover you will be selling.

Most states require that you have your fingerprints taken and checked against the criminal database. This makes it easy to lock out criminals and also to keep records of you. You also need to be prepared for the mandatory background check, which is run on every applicant.

After you are done with the classes and have had your fingerprints taken then, you should consider booking your examination. These are standardized across the state, and can be administered at the institution where you took the classes. If you like, you can reserve the date for the exam in person or online. To confirm your identity, you need to carry your ID, military ID, or driving license, as well as a credit card, and these documents should all be up to date.

You have to pay for your examination in advance, and this can be done by credit card or even electronic check. Your mode of payment will determine how many days in advance you have to make the booking but ideally, five days will be sufficient. The fees for the entire process will depend on what branch of securities you plan to work in.

The ideal score is seventy percent, and if you happen to attain this score, you can proceed and apply for your license. The fees for this application will range between two hundred dollars, and seven hundred dollars, depending on what branch of insurance you plan to work in. This will need to be paid before you start applying for the license which, is done online.

Even after you get the certification, you should renew it every year. If you do not do this, it will expire, and you may have to reapply to continue working legitimately. The process of applying will defer, depending on how long ago the license expired. If this happened over two years ago, you have to renew it in person. If it were less than that, you would be required do it online.

When doing going through this process for the first time, it is advisable to ask for help from someone with experience. This way, even if the steps are straightforward, you are less likely to get confused and mess up. They will also inform you of the additional classes you should take, and where you can do this.




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